This article originally appeared in Anderson Kill's Policyholder Advisor (March 2001).

Companies facing increasing asbestos claims may believe they have exhausted or settled all their insurance coverage. They may believe they have to face the newly rising number of claims without insurance . Those companies may be wrong. Several forms of insurance purchased long ago still may be available to provide defense and indemnity protection even after supposed exhaustion and even after settlement. This article addresses two forms of insurance coverage that frequently still is untapped: “premises-operations” coverage and “other people’s insurance" or OPI.