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Sexual Harassment and Abuse Insurance Recovery

Overview

Businesses of all types and sizes are often faced with allegations involving harassment, sexual abuse, assault and other similar claims.  In responding to such claims, it is essential to understand that most businesses have numerous insurance policies that cover these claims.  Long before the #metoo movement, religious institutions, preparatory schools, colleges and universities, and all kinds of businesses have been dealing with these very serious and potentially explosive allegations.

Anderson Kill’s seasoned insurance coverage attorneys have provided counsel to clients grappling with the critical and delicate issues raised by these claims for over a decade.  The firm’s Sexual Harassment and Abuse Insurance Recovery Group is at the vanguard in assisting clients with these claims – having recovered hundreds of millions of dollars in insurance proceeds to defend against claims and compensate claimants…

Experience

  • Roman Catholic Diocese of Brooklyn (New York). Anderson Kill represents the Diocese of Brooklyn in pursuit of defense and indemnity from its insurance companies in connection with hundreds of underlying lawsuits alleging negligent supervision of clergy and others alleged to have committed acts of child sexual abuse. One of its insurance companies seeks to avoid coverage on grounds that, among other things, the diocese “expected or intended” the abuse. On 3/31/23, the United States District Court for the Eastern District of New York granted the policyholder’s motion to stay the insurance company’s indemnity-based declaratory judgment claims, accepting the policyholder’s argument that the diocese’s alleged notice of each of the hundreds of instances of underlying abuse is key to the underlying actions, and, absent a stay, there is a risk of inconsistent factual determinations between the underlying actions and the coverage action. The court also agreed with the policyholder’s argument that the insurance company’s indemnity claims should be stayed because of the risk that any factual or legal determinations could impact the policyholder’s liability in the underlying actions.
  • Temple Beth Shalom (New Jersey). The Temple filed suit in December 2021 in New Jersey Superior Court, Bergen County, against Franklin Mutual Insurance Company, seeking coverage for liability stemming from alleged sexual abuse. In May 2022, the court upheld the policyholder’s motion affirming a duty to defend and denied the insurance company’s motion to dismiss. In August 2022, the court rejected two motions from the insurance company and upheld two motions from the plaintiff, ruling that the insurance company had a duty to defend, had to pay defense costs and the plaintiff’s attorney’s fees, and had to pay those fees immediately. The insurance company moved repeatedly for appeal and was denied each time. The case is currently in discovery. Anderson Kill has recovered over $100,000 of its attorneys’ fees and the attorneys’ fees Temple incurred in the underlying case before FMI took over Temple’s defense on or about October 28, 2022.
  • Township of Weehawken, New Jersey. The Township of Weehawken, seeking to tap historic insurance for coverage of a sex abuse claim against the school system dating back decades, filed suit against three insurance companies in June 2022 in New Jersey Superior Court, Hudson County, to obtain information on missing policies and obtain coverage.   The insurance companies have agreed to defend and the parties are discussing settlement.
  • Warren County, New Jersey. Anderson Kill represents Warren County in litigation for coverage from Selective Insurance and Century Indemnity of a sex abuse claim against the County.  Several people have accused the County sheriff of sex abuse in 1978 and 1985-9.  Key issues were missing policies and whether the County acted with intent. We have filed for summary judgment on the duty to defend, and we defeated the insurance companies’ motion to dismiss.  The underlying abuse cases, save one, have been resolved in mediation. The County has resolved its dispute with the insurance companies as to the settled cases.
  • Leonia Board of Education, New Jersey. Anderson Kill has filed suit on behalf of Leonia seeking insurance coverage for claims by sex abuse victims.  There are three underlying claimants, who alleged they were abused between 1967 and 1976.  The matter is currently in discovery and is ongoing.

Events

Maryland’s Child Victims Act: Defending and Pursuing Insurance Coverage for Abuse Claims

HB Litigation / December 18, 2025

High Stakes Sexual Abuse Cases: Claim Evaluation, Presuit Settlement Negotiation, Discovery, Insurance, Trial

Strafford / July 24, 2025

Insurance Coverage Issues in Sexual Abuse Claims: Defending Claims and Indemnifying Victims

Strafford / September 10, 2024

Insurance Coverage for Sexual Abuse and Harassment Claims

Anderson Kill / June 27, 2024

Helping Victims of Sex Abuse: 2024 Update – Trial and Insurance Concerns in the Civil Sex Abuse Case

New Jersey State Bar Association / April 24, 2024

Anderson Kill Presents “Insurance Coverage for Sexual Abuse & Harassment Claims”

Anderson Kill / May 16, 2023

HELPING VICTIMS OF SEX ABUSE: TRIAL AND INSURANCE CONCERNS IN THE CIVIL SEX ABUSE CASE

NJICLE / August 23, 2022

Anderson Kill Presents “Insurance Coverage for Sexual Abuse Claims”

Anderson Kill / December 14, 2021

What Insurance Brokers Need to Know About Insurance Coverage for Sex Abuse Claims

Anderson Kill / September 14, 2019

#YOUTOO? – What To Do? How Employers Can Prevent and Defend Sexual Harassment Claims After #METOO

Anderson Kill / May 2, 2018

Publications

Court Rejects Vicarious Liability for Schools in Sex Abuse Cases

Journal of Emerging Issues in Litigation / October 31, 2024

Challenging Coverage Denials in Sexual Abuse Cases

Risk Management Magazine / August 13, 2024

Finding Old Insurance Policies to Cover Sex Abuse Liability

Policyholder Alert / March 22, 2024

Claims Brought Under The New Jersey Child Sex Abuse Act Are Covered Under Historic General Liability Insurance

New Jersey Alert / August 10, 2023

Insurance Coverage Exists for Sexual Abuse Claims

Policyholder Alert / May 8, 2023

Seventh Circuit Requires Insurance To Fund Settlement With Victims Of Larry Nassar’s Sexual Abuse

Anderson Kill Policyholder Advisor / April 7, 2022

Ny Sex Abuse Insurance Suit Showcases Possible Arguments

Law 360 / January 14, 2020

PENNSYLVANIA JOINS NEW YORK AND NEW JERSEY IN EXPANDING STATUTES OF LIMITATIONS FOR SEX ABUSE CLAIMS

From the Desk of Anderson Kill Philadelphia / December 9, 2019

Standard Insurance Policy Coverage For Sexual Abuse, Harassment And Assault Claims

Risk Management Magazine (RMM) / September 12, 2019

WAR BREAKS OUT OVER INSURANCE COVERAGE FOR SEX ABUSE CLAIMS

Policyholder Advisor & Alert / September 3, 2019

PENNSYLVANIA SUPERIOR COURT RELAXES STATUTE OF LIMITATIONS IN SEXUAL ABUSE CASE

From the Desk of Anderson Kill Philadelphia / July 22, 2019

INSURANCE COVERAGE FOR SEXUAL MOLESTATION CLAIMS

New Jersey Alert / June 19, 2019

News

‘It Ends With Us’ Coverage Suit Opens New Front In Legal War

August 1, 2025

Child Victims Act leads to insurance woes

February 10, 2020

Insurers Face Wave of Costly Child Sex-Abuse Claims

October 20, 2019

People

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Dennis J. Artese

Shareholder , New York

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Marshall Gilinsky

Shareholder , Boston, New York

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Pamela D. Hans

Office Managing Shareholder , Philadelphia

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Rhonda D. Orin

Office Managing Shareholder , Washington, DC

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Mark D. Silverschotz

Of Counsel , New York

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Key Contact(s)
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Pamela D. Hans
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Marshall Gilinsky
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