Getting a full insurance recovery after a loss takes more than buying the right policies in the first place.  Follow a roadmap through the claims resolution process, from giving notice early, broadly and often to fully documenting the settlement.  Review key topics:  quantifying losses, avoiding standstill agreements, setting target demands and negotiating a claim.  Determine how you can align incentives with your insurers, such as full, prompt documentation of a claim to expedite settlement.