This session provides an overview of current trends and strategic considerations in managing subcontractor default risks, particularly through the use of Subcontractor Default Insurance (SDI).  We will highlight critical coverage considerations and utilize real-life claim examples to examine operational impacts of evolving policy forms.  Attendees will leave with actionable insights on how to navigate coverage pitfalls and negotiate policy enhancements, strengthen claim submissions/proofs of loss, and optimize SDI program outcomes while obtaining a deeper understanding of how to navigate default risks.