Insurance Coverage Issues in Sexual Abuse Claims: Defending Claims and Indemnifying Victims
- Organizer: Strafford
- Location: Live Webinar
- Date: September 10, 2024
- Time: 01:00 PM-02:30 PM
Register: https://www.straffordpub.com/products/insurance-coverage-issues-in-sexual-abuse-claims-defending-claims-and-indemnifying-victims-2024-09-10
This CLE webinar will discuss finding insurance coverage for defending claims and indemnifying victims of sexual abuse and harassment. The panel will address the existence of coverage under general liability, employment practices, D&O, and other types of policies; insurer defenses; specific coverage issues that may arise; guidance for locating historic policy documents, and tips for accessing insurance proceeds.
Outline
- Rise in claims of harassment, abuse and molestation
- The delicate nature of these important claims
- Changes regarding statutes of limitations
- Type of policies where coverage may exist
- Insurance archaeology – best practices for locating missing policies or secondary evidence
- Potential for spoliation sanctions based on purging of insurance policy evidence
- Trigger of coverage across multiple policy years
- Allocation and damages spanning multiple policy years
- Expected and intended defense (severability of interest as to perpetrator and organization)
- Definition of bodily injury and whether it includes emotional distress
- Notifying and working with your insurance companies
- Insurance company claims handling tactics
Benefits
The panel will review these and other key issues:
- The coverage available under CGL and other liability policies.
- Finding “missing policies” and winning insurance company games of cat and mouse over searches for evidence in their files
- Working well with your insurance company in defending and resolving abuse claims
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