This webinar addresses a host of insurance coverage and remediation issues stemming from the wildfire disasters. It focuses on property damage and remediation under various forms of property insurance including commercial all-risk coverage and homeowners insurance. Speakers address coverage issues involving valuation provisions such as replacement cost coverage, ACV, and ordinance and law coverage grants and limitations.  Time element coverage is also addressed as it appears in provisions promising protection for business income losses, CBI, ingress and egress coverage, service interruption, civil authority coverage, and loss of use/additional living expenses coverage

The panel offers insights into the claims handling process, such as time sensitive clauses ranging from notice of claim to suit limitation provisions.  Claim investigation, adjustment, and forensic accounting aspects of property loss adjustment are also explained and commented on in detail. Policyholders and other stakeholders will benefit from insights on claim issues that arise in the context of largescale natural disasters, and steps policyholders – whether they are large organizations or individual homeowners – can take to position themselves for fair claim payments.  Additionally, the program outlines claim valuation and coverage dispute resolution options that may be available, as well as the potential for bad faith allegations.