When it comes to a natural disaster, no one is safe. A producer whose plant is damaged and possibly shut down, a farmer whose corn crop is decimated by hail, a builder whose construction is delayed because of severe and unpredictable weather - virtually everyone in the ethanol industry can be impacted by the unexpected. While picking up the pieces after a natural disaster can be a difficult task, there are 12 crucial steps that a policyholder can take - both before and after such an event - to help reduce the havoc that the destructive force of nature can wreak on a business.