Standard Insurance Policy Coverage for Sexual Abuse, Harassment and Assault Claims

Risk Management Magazine (RMM)

PUBLISHED ON: September 12, 2019

Download PDF

Recent social and legal developments have increased the risk of claims alleging institutional liability for child sex abuse or adult sexual harassment. For example, the #MeToo movement has led to an uptick in harassment and abuse claims. Additionally, certain states, including New York and New Jersey, have passed laws that significantly expand the statute of limitations for claims of child sex abuse and more states are considering such bills. In Pennsylvania, at least one court has issued rulings which, claimants may argue, have effectively enlarged the statute of limitations for certain claims based on common law, even though the legislature has not done so.