21
Jul
2017

New York Court of Appeals Narrowly Construes Additional Insured Endorsement

Construction Pro

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PUBLISHED ON: July 21, 2017

A New York appeals court has narrowed the conditions under which a party named as an additional insured can access the policyholder's policy for liability coverage. Businesses that make use of additional insured coverage -- as parties to construction projects generally do -- should take note.

In Burlington Insurance Co. v. New York City Transit Authority, 2017 NY Slip Op 04384 (N.Y. June 6, 2017), the Transit Authority employed a contractor to perform tunnel excavation. The contract between the Transit Authority and the contractor required additional insured coverage. The contractor’s insurance policy used a common ISO additional insured endorsement providing additional insured coverage.

To read the full article:  NY Court of Appeals Narrowly Construes Additional Insured Endorsement