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Climate Change and Disaster Recovery

Overview

The Climate Change and Disaster Recovery Group helps clients maximize property and business income insurance coverage in the wake of intensifying storms, flooding, wildfires, and other effects of the planet’s warming. The group also serves clients seeking coverage for third-party claims stemming from climate change, including alleged failures to disclose climate change risks and litigation seeking damages for alleged contributions to global warming.

Anderson Kill attorneys in the Climate Change and Disaster Recovery Group have decades of experience representing clients in complex property, business interruption and contingent business interruption claims. Team members, always representing policyholders, have successfully resolved eight- and nine-figure claims for property damage and business income losses resulting from hurricanes and other natural disasters, fires, explosions, water damage, lightning, construction accidents, the September 11 attacks, and other perils.

In the wake of major weather-related disasters including Hurricanes Katrina, Sandy, Harvey, Irma, and Maria, attorneys in the group have represented national hospitality companies, banks, telecommunications companies, power companies, manufacturers, hospitals, car rental companies, and commercial and multifamily property owners, securing coverage through negotiation and litigation for property damage and business interruption losses.

Team members also have represented directors, officers and companies in high-profile cases seeking D&O insurance coverage for shareholder suits and government enforcement actions. If clients seek coverage for suits seeking damages for alleged contributions to global warming, Anderson Kill will bring to bear deep experience in disputes over insurance coverage for environmental liability. Firm attorneys have secured billions of dollars in insurance coverage on this front for clients including the State of California, ASARCO, the Port Authority of New York and New Jersey, Fuller-Austin, and Waste Management among many others.

The team’s deep experience and nuanced approach to pursuing property, business interruption, and D&O claims and prevailing in coverage litigation is reflected in hundreds of attorney-bylined articles, as well a legal treatise. A sampling is below.

Climate Change, ESG, and D&O Insurance:  Collision or Cooperation? Dennis J. Artese, Robert D. Chesler and Joseph C. Vila, 2/25/22

Strategies for Maximizing Insurance Recovery for Climate Change Related Loss and Damage, Dennis J. Artese, 2/9/22

Rapid Response to Maximize Insurance Recovery After Hurricanes – Dennis Artese, 9/28/21

Property Insurance Allocations When Storms Strike Back-to-Back, Finley Harckham and Dennis Artese, 8/2/18

Understanding Post-Storm Business Interruption Coverage – Finley Harckham and Marshall Gilinsky, 11/17

The Environmental Impact of Major Hurricanes: From Sandy to Irma — Robert Horkovich and John Nevius, 9/8/17

Experience

  • Arbitrated large property damage and business interruption claims arising out of extensive damage to a large resort resulting from Hurricane Maria.
    Currently representing a major loan servicing company in negotiations over hundreds of property loss claims resulting from Hurricane Maria.
    Successfully settled, without litigation, multimillion-dollar claim for property damage and business interruption losses arising out of extensive damage to a historic Caribbean resort resulting from Hurricane Irma.
  • Represented apartment complex on St. John in claim for property damage and business interruption from Hurricanes Irma and Maria.
  • Represented general contractor joint venturers in a builder’s risk insurance claim for substantial Hurricane Harvey damage to a liquid natural gas facility under construction in Texas at the time of Harvey, as well as for related project delays. Favorably resolved claims exceeding $100 million without litigation.
  • Represented a national rail company in a suit seeking property insurance seeking insurance coverage for property damage and business interruption losses following Superstorm Sandy. The claim under the primary insurance policy, which had limits of $125 million, was settled within ten months. Regarding excess coverage, the Second Circuit ruled that while damage that took place after the storm was subject to a $125 million flood sublimit, the policyholder may be entitled to recovery under a coverage extension for “demolition and increased cost of construction” (DICC). The remanded matter has been dismissed without prejudice to renew.
  • Represented a major municipal housing authority in litigation and appraisal, and negotiated settlement of a claim for more than $700 million in property damage stemming from Superstorm Sandy. Negotiated resolution of builder’s risk property damage and delay in startup claims for the developer of a luxury condominium in Manhattan flooded by Superstorm Sandy.
    Represented a real estate owner/manager in claims for property loss at two large apartment complexes in Louisiana stemming from Hurricane Katrina, along with related claims against the client’s insurance brokers. A successful settlement enabled the client to fully restore the properties.
  • Successfully resolved a national bank’s Hurricane Katrina claims involving a wide variety of property and time element coverages under a property policy.

Represented leading car rental companies with respect to their property damage and business interruption claims stemming from Hurricane Katrina.

Represented the largest telecommunications company in the Gulf States in complex multibillion dollar Hurricane Katrina property and time element insurance claims. Working with the client and its consultants, Anderson Kill engaged in extensive negotiations with numerous insurance companies in multiple layers of coverage, successfully resolving the claims.

Represented a global hospitality company in a claim for property damage, flood and business interruption losses suffered from Hurricane Katrina. In negotiating a resolution to disputes with several insurance companies, Anderson Kill addressed issues of multiple payment sources, allocation and contribution to maximize recovery on each policy.

Negotiated resolution of property damage and business income claims at a petrochemical plant flooded by the overflow of the Mississippi River.

Represented the owner and operator of a casino barge in New Orleans seeking coverage for property damage and business interruption losses stemming from Hurricane Katrina. Third-party payment issues involved multiple insurance companies. The negotiated resolution maximized coverage.

Represented the owner of the two largest office towers in New Orleans in litigation seeking coverage for Hurricane Katrina flood losses. The suit claimed ingress and egress, order of civil authority, and business interruption coverage, and settled after denial of the insurance companies’ summary judgment motions.

Successfully concluded a multi-million-dollar settlement for a copper producer seeking property insurance coverage for flood damage.

Represented a parking garage owner and numerous affiliates in a dispute over Superstorm Sandy-related claims for property damage and business interruption insurance coverage.

Events

Post-Hurricane Coverage and Claims Adjustment Issues- 2025

First Party Claims Conference / December 10, 2025

Anderson Kill’s 13th Annual NJ Policyholder Advisor Conference

Anderson Kill / April 24, 2025

Catastrophic Wildfires Recovery – Get the Most from Your Insurance Coverage

HB Litigation Conferences / February 14, 2025

Property Insurance Coverage for Emerging Risk: Underground Climate Change

First Party Claims Conference / December 5, 2024

28th Annual Policyholder Advisor Conference

Anderson Kill / October 24, 2024

Case Study: Claim Adjustment and Coverage Issues Arising from Back-to-Back Hurricanes

NYPAA / September 13, 2024

When Hurricanes Get Worse, Make Your Insurance Work Better

Anderson Kill / September 11, 2024

Hurricane Insurance Coverage Disputes: Analyzing common issues and identifying ways to maximize coverage

MyLawCLE / August 27, 2024

Property Insurance Coverage for Emerging Risk of Underground Climate Change  (CLE)

HB Litigation Conferences / August 9, 2024

Paradise Scarred: 10 Insurance Lessons from the Tragedy on Maui

RIMS RISKWORLD 2024 / May 7, 2024

“Floods, Fires, Hurricanes: Emerging Issues in Climate Change Insurance Coverage” – Anderson Kill’s 27th Annual Policyholder Advisor Conference Webinar Series

Anderson Kill / October 25, 2023

Catastrophic Climate Change and Disaster Recovery – The Insurance Claim Process and How to Respond

NAPIA/FPCC / December 6, 2022

Anderson Kill Presents ESG – Building a Program, Insuring the Risks

Anderson Kill / September 13, 2022

Anderson Kill and Ramboll Present a Webinar on “Catastrophic Climate Change and Disaster Recovery – the Insurance Claim Process and How to Respond”

Anderson Kill and Ramboll / June 2, 2022

Floods, Fires, Hurricanes: Emerging Issues in Climate Change Insurance Coverage

American College of Coverage Counsel 2022 / May 13, 2022

Catastrophic Climate Change Loss and Insurance Coverage

Perrin Conferences and Anderson Kill / February 10, 2022

Maximizing Insurance Coverage for Those Impacted by the Marshall Fire

Boulder County Bar Association / January 28, 2022

Publications

Policyholders Need to Preserve Their Insurance Claims Against Suit Limitation Traps

AK Policyholder Alert / June 26, 2025

Coverage for Business Interruption Loss from L.A. Wildfire Smoke Damage

Risk Management Magazine / January 22, 2025

Insurance Recovery for Wildfire Losses

AK Climate Change & Disaster Recovery Alert / January 10, 2025

Business Interruption Coverage for the Los Angeles Wildfires – Avoiding a Sequel to the Insurance Industry’s Ploy to Skirt Coverage for Indirect Losses

AK Policyholder Alert / January 9, 2025

Six Tips for Maximizing Property Insurance Recovery for the One-Two Punch of Hurricanes Helene and Milton

AK Alert / October 15, 2024

As the Waters Recede – What to Do in the Immediate Wake of Hurricane Helene

Climate Change & Disaster Recovery Alert / September 30, 2024

Underground Climate Change: Property Insurance Coverage for an Emerging Risk

Claims Journal / July 9, 2024

Intense Storm Season Looms: Policyholders Need to Prepare

AK Alert / July 5, 2024

The Use and Abuse of the Pollution Exclusion

Journal of Emerging Issues in Litigation / April 23, 2024

Insurance Coverage Confusion: Unraveling the Impact of “Missing” Endorsements

Climate Change & Disaster Recovery Alert / July 26, 2023

Policyholder Lessons From Sandy No-Coverage Decision

Law360 / April 21, 2023

AFTER THE FLOOD: TEXAS APPEALS COURT LIMITS A SUBLIMIT’S REACH

Climate change & disaster recovery alert / October 25, 2022

Insurance Companies Push the Pollution Exclusion Envelope. Courts Tear it Open.

Climate Change & Disaster Recovery Alert / October 25, 2022

As Hurricane Ian Bears Down on Florida, Prepare Rapid Response for Insurance Recovery

Climate Change & Disaster Recovery Alert / September 15, 2022

THE ESG POLICE HAVE ARRIVED. IS YOUR INSURANCE READY?

Climate change & disaster recovery alert / June 1, 2022

Climate Change and Disaster Recovery Update

Climate Change & Disaster Recovery Alert / April 27, 2022

D&O Coverage For Climate Change-ESG-Related Liabilities

Anderson Kill Policyholder Advisor / April 7, 2022

Insurance For Climate Change Events – Examining The Insurers New Tool For Shifting Costs Back To Policyholders

Journal of Emerging Issues in Litigation / February 25, 2022

Climate Change, ESG, And D&O Insurance: Collision Or Cooperation?

Journal of Emerging Issues in Litigation / February 25, 2022

Strategies For Maximizing Insurance Recovery For Climate Change Related Loss And Damage

Journal of Emerging Issues in Litigation / February 9, 2022

Wake-Up Call: Understanding Commercial Fire Insurance Coverage In The Wake Of The Colorado Wildfire

Anderson Kill Policyholder Alert / January 14, 2022

Rapid Response to Maximize Insurance Recovery After Hurricanes

Climate Change & Disaster Recovery Alert / September 28, 2021

News

Texas Tornado Ruling Puts Policy Definitions In Spotlight

February 19, 2026

Wildfire Insurance Coverage for Homeowners & Businesses Podcast Video: Tom Hagy & Anderson Kill Law

January 30, 2025

LA smoke damage claims may prompt coverage questions

January 21, 2025

Q&A: Will COVID-19 coverage rulings create obstacles to wildfire insurance payouts?

January 21, 2025

Wildfire Insurance Coverage for Homeowners and Businesses with Anderson Kill (Podcast)

January 16, 2025

Back-to-Back Hurricanes Call for Careful Loss Documentation

November 5, 2024

Underground Climate Change Puts Building Owners At Risk

May 6, 2024

Q&A: Dennis Artese of Anderson Kill on Underground Climate Change Risks

March 14, 2024

General Liability Cases to Watch in Second Half of 2023

June 30, 2023

Do’s and Don’ts for Dealing with Global Warming Claims

September 21, 2022

Relentless Catastrophes Push Insurance Industry To Change

January 28, 2022

The Hartford To Invest $2.5B In Climate Initiatives

November 12, 2021

Anderson Kill Launches Climate Change and Disaster Recovery Practice Group

November 9, 2021

People

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Cameron R. Argetsinger

Shareholder , Washington, DC

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Dennis J. Artese

Shareholder , New York

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Grant E. Brown

Shareholder , New York

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Robert D. Chesler

Shareholder , Newark

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Marshall Gilinsky

Shareholder , Boston, New York

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Diana Shafter Gliedman

Shareholder , New York

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Pamela D. Hans

Office Managing Shareholder , Philadelphia

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Finley T. Harckham

Of Counsel , New York

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Fiona R. Hogan

Attorney , New York

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Jason Kosek

Shareholder , New York

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Ethan W. Middlebrooks

Shareholder , New York

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Rhonda D. Orin

Office Managing Shareholder , Washington, DC

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Joshua A. Zelen

Attorney , New York

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Key Contact(s)
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Dennis J. Artese
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Rhonda D. Orin
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