Insurers seek to keep pace with explosive use of AI

Business Insurance

The meteoric rise of artificial intelligence across numerous industries has led insurers, brokers, lawyers and others to pause and consider what new risks and exposures the developing uses of the technology may create. 

While generative AI and its use in “deepfakes” are grabbing attention, commercial insurance claims for losses related to the emerging technology have yet to reach the critical mass necessary to spur insurers to adjust policy language or issue widespread exclusions. 

Change has nonetheless begun, as governments move to develop parameters for the new technology (see related story), and at least one company has introduced an affirmative AI coverage endorsement.


“The types of claims that are likely to come out of the use of AI tools are claims that are covered under existing policies,” said Marshall Gilinsky, a shareholder in Boston and New York for policyholder law firm Anderson Kill P.C., who practices in the firm’s insurance recovery and commercial litigation departments.


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Insurance Recovery Attorney | Anderson Kill P.C.
Marshall Gilinsky
Boston | Denver | New York

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