Luma focuses her practice on insurance recovery for corporate policyholders, with an emphasis on cyber liability insurance, crime insurance, directors & officers liability insurance, and other claims-made professional liability insurance. She has obtained recoveries for losses from data breaches, ransomware and phishing attacks under all-risk and fidelity crime policies as well as cyber policies.
In her work for clients who have suffered cyber-related losses, Luma has secured multi-million dollar settlements under a tower of primary and excess cyber liability policies and first-party “all risk” policies for losses incurred by a resorts and casino operator as a result of a cyberattack, including costs for forensic investigation, data recovery, property damage, and business interruption; helped a law firm secure coverage under its primary cyber liability policy for a ransomware attack; successfully reversed an insurance company’s denial of coverage and obtained a pre-litigation recovery under a cyber liability policy for a manufacturing company’s multi-million dollar losses from a ransomware attack; and assisted a number of private companies in fraudulent funds transfer claims under fidelity crime policies for losses suffered from phishing schemes.
Luma has also published and presented extensively on cyber insurance issues, as well as diverse other insurance coverage issues. Her cyber-related articles have appeared in venues including Risk & insurance, The New York Law Journal, PropertyCasualty360 and the Insurance Coverage Law Center.
“As cybercrime has evolved and threatens every industry, organization, and individual around the globe, Luma has become expert in the core issues that determine insurance recovery, indemnity and underlying liability. Her knowledge and experience cut across insurance product lines and include stand-alone cyber policies, property policies, and liability insurance, including D&O policies,” said Joshua Gold, founder and co-chair of Anderson Kill’s Cyber Insurance Recovery Practice Group. “Luma is truly ideal and brings a rock-solid background as we continue to expand our cyber practice and maximize recovery for our clients.”
Luma is also co-chair of Anderson Kill's Diversity Committee and involved in Anderson Kill’s Women's Network.
While in law school, Luma interned as a student law clerk for the Honorable Laura Taylor Swain of the United States District Court for the Southern District of New York. She holds a J.D. from Brooklyn Law School and a B.A. cum laude from Connecticut College.
About Anderson Kill
Anderson Kill is a full-service New York-based law firm with offices in Washington, D.C., Newark, NJ, Philadelphia, PA, Stamford, CT, Boston, MA, Denver, CO, and Los Angeles, CA. Clients include Fortune 1000 companies, small and medium-sized businesses, governmental entities, and nonprofits as well as personal estates.