Insurance Coverage for Losses Stemming from the Coronavirus

All of us at Anderson Kill wish you health and safety as you take prudent action to protect yourself, family and community from the Coronavirus. As you also have a business to take care of, we are here to help you determine the extent to which insurance may cover your loss of income or potential liabilities stemming from the pandemic .


The articles by our attorneys below outline paths and potential impediments to coverage under business property and liability policies.

Recently Published Articles

Last 5 articles.
Michigan Court Issues First Insurance Coverage Decision Regarding COVID-19 Business Interruption - Robert Chesler, Nicholas Insua and John Lacey, Jr. - NJ Alert 7/10/2020
Firms shouldn't rely on enforceability of COVID-19 waivers: Experts - Jeremy Deutsch - Business Insurance 6/30/2020
Construction During COVID19 Update What to Know During Phase One Reopening - Dona Kahn and Wendy Chiapaikeo - ELI Alert 6/24/2020
Coronavirus Triggers Arguments Over Insurance for Physical Damage - Joshua Gold - Risk Management Magazine 6/18/2020
11 factors for deal makers to consider before buying a company during the pandemic - Andrew M. Walsh and Eric W. Huang - Mergers & Acquisitions 6/17/2020

Overview

Construction During COVID19 Update What to Know During Phase One Reopening - Dona Kahn and Wendy Chiapaikeo - ELI Alert 6/24/2020
Coronavirus Triggers Arguments Over Insurance for Physical Damage - Joshua Gold - Risk Management Magazine 6/18/2020
Four Things to Know About Insurance for Riots - Pamela D. Hans and Nicholas R. Maxwell - Policyholder Advisor & Alert 6/05/2020
COVID-19 and Business Interruption: Some Losses Are Covered and Here’s Why - Pamela Hans & Nicholas Maxwell - Risk & Insurance 5/28/2020
Tips for Pursuing Insurance Claims for Losses from COVID-19 - Finley T. Harckham - Policyholder Advisor (PHA) 5/28/2020
Why New Insurance Claims-Such as COVID-19 Claims-Lead to Problems for Policyholders Defense Counsel, and Insurance Companies - William G. Passannante - The Voice of the Defense Bar 4/30/2020
April is 'Email Your Insurance Broker' Month - Allen R. Wolff - Anderson Kill - Policyholder and Advisor Alert (April 2020) 4/09/2020
Viewpoint: Insurance policyholders have property loss claims in coronavirus era - Rhonda D. Orin, Daniel J. Healy and Stephen Palley - Washington Business Journal 4/03/2020
Many Liability Insurance Policies May Provide Coverage for Losses from Coronavirus - Rhonda D. Orin, Daniel H. Healy, Stephen D. Palley - Insurance Research Letter (IRL) (April 2020) 4/03/2020
As Governments Rush to Track Coronavirus, Honduras May Offer a Privacy-First Model - Preston Byrne - Coindesk (April 2020) 4/02/2020
Many Liability Insurance Policies May Provide Coverage for Losses from Coronavirus - Rhonda D. Orin, Daniel J. Healy and Stephen D. Palley - Washington D.C. - Alert (March 2020) 3/24/2020
COVID-19 and Contracts Under Pressure - Jeremy E. Deutsch - New York Law Journal (March 2020) 3/23/2020
Insurance Coverage for Perils Created by the Coronavirus Pandemic - Finley Harckham - Westlaw (March 2020) 3/11/2020
Insurance Coverage for Loss Stemming from the Coronavirus - Pamela D. Hans and Marshall Gilinsky - Insurance Journal (February 2020) 2/26/2020

Business Interruption

Viewpoint: Insurance policyholders have property loss claims in coronavirus era - Rhonda, D. Orin, Daniel J. Healy, Stephen D. Palley - Washington Business Journal (April 2020) 4/03/2020
COVID-19 and Insurance for Construction Delays - Rhonda D. Orin. Daniel J. Healy and Stephen D. Palley - Washington D.C. - Alert (March 2020) 3/27/2020
Business Income Losses from Widespread Closure Orders Are Covered Under Standard Property Insurance Polices - Pamela D. Hans and Marshall Gilinsky - From the Desk of Anderson Kill - Philadelphia (March 2020) 3/20/2020

Industry Specific

11 factors for deal makers to consider before buying a company during the pandemic - Andrew M. Walsh and Eric W. Huang - Mergers & Acquisitions 6/17/2020
Deploying D&O and Cyber Insurance Coverage Against COVID-19 Claims - Joshua Gold - New York Law Journal (NYLJ) 5/29/2020
Investment and M&A Transaction Considerations as COVID Restrictions Begin to Ease - Andrew M. Walsh and Eric W. Huang - AK White Paper 5/28/2020
10 Critical Considerations for Employers Returning Employees to the Workplace - Bennett Pine, John Lacey, Jr. - ELI Alert 5/19/2020
Eligibility and Amnesty Program - Bruce Cholst, Andrew Wagner and Devin Ness - CCRE Advisor 5/07/2020
Construction During COVID-19 What New York City Condo and Coop Boards Should Know About Commencing and Continuing Work - Deborah B. Koplovitz, Cathleen K. Hung - CCRE Advisor 5/01/2020
Builder's Risk Policies Cover COVID-19 Construction Losses - Allen Wolff and Ethan Middlebrooks - Law 360 4/30/2020
Ten Tips for Dealing with Bankruptcies Caused by the COVID-19 Shutdown - Mark D. Silverschotz, Luma S. Al-Shibib and Dennis J. Nolan - Anderson Kill - Policyholder Advisor (April 2020) 4/28/2020
Ten Tips for Dealing with Bankruptcies Caused by the COVID-19 Shutdown - Mark D. Silverschotz, Luma S. Al-Shibib, Dennis J. Nolan - Corporate Counsel Business Journal (CCBJ) 4/28/2020
When Can COVID-19 Protective Measures Trigger Discrimination Claims? - Deborah B. Koplovitz - Anderson Kill - Co-Op, Condo & Real Estate Advisor (April 2020) 4/27/2020
Collecting Arrears and Cutting Costs in the COVID-19 Era - Andrew J. Wagner - Anderson Kill - Co-op, Condo & Real Estate Advisor 4/22/2020
COVID-19 More of What Employers Need to Know - Bennett Pine, John P. Lacey Jr. - Anderson Kill - Employment Law Insider & Alert (April 2020) 4/17/2020
Anticipating Coronavirus D&O Insurance Claims - William G. Passannante - Risk Management (April 2020) 4/17/2020
Trade Credit Insurance & COVID-19 - Vivian Costandy Michael - Global Trade Magazine (April 2020) 4/14/2020
Post COVID-19, Companies Must Be Resilient, Not Just Efficient - Preston Byrne - Coindesk (April 2020) 4/13/2020
What Good Boards Can Learn from Bad Boards - Alan M. Goldberg - Anderson Kill - Co-op, Condo and Real Estate Advisor (April 2020) 4/10/2020
COVID-19 Update The Paycheck Protection Program and Coops Condos HOAs - Bruce A. Cholst, Andrew B. Freedland, Karol S. Robinson - Anderson Kill - Co-op, Condo & Real Estate Advisor (April 2020) 4/08/2020
Will Insurance Cover COVID-Related Business Losses? - Allen R. Wolff - NY Apartment Law Insider (April 2020) 4/07/2020
This Time is Different Core Bankruptcy Jurisdiction for Insurance Coverage Lawsuits for Coronavirus Related Claims - Mark D. Silverschotz and Bruce Strong - Anderson Kill Policyholder Alert (March 2020) 4/02/2020
New Ways to Enforce Coronavirus Safety Measures in Your Condo/Co-op - Deborah B. Koplovitz, Bruce A. Cholst, Cathleen K. Hung - Anderson Kill - Co-op, Condo & Real Estate Advisor (April 2020) 4/01/2020
Coronavirus Containment: The Board's Role - Bruce A. Cholst, Deborah B. Koplovitz, Karol S. Robinson - Anderson Kill - Condo & Real Estate Advisor (March 2020) 3/25/2020
COVID-19: What All Employers Need To Know - Bennett Pine and John P. Lacey Jr. - Anderson Kill - Employment Law Insider & Alert 3/20/2020
COVID-19: Insurance Coverage for the Energy and Manufacturing Industries - Pamela D. Hans and Nicholas Maxwell - Insurance Coverage Law Center (March 2020) 3/12/2020
COVID-19: Keep Calm and Review Your Insurance - Diana Shafter Gliedman and Nicholas Maxwell - Hotels Magazine (March 2020) 3/09/2020
Cooperative/Condominium Boards and Breach of Fiduciary Duty - Alan M. Goldberg - Anderson Kill - Co-op Condo & Real Estate Advisor (March 2020) 3/01/2020

State Specific

Michigan Court Issues First Insurance Coverage Decision Regarding COVID-19 Business Interruption - Robert Chesler, Nicholas Insua and John Lacey, Jr. - NJ Alert 7/10/2020
NJ Cos. May Have Insurance Coverage for COVID-19 Losses - Robert D. Chesler and Nicholas Insua - Law360 (March 2020) 3/20/2020
Analyzing insurance coverage for losses stemming from the Coronavirus - Pamela D. Hans and Marshall Gilinsky - Philadelphia Business Journal (March 2020) 3/12/2020

Spotlight on Business Interruption

NJ Law Favors Insureds In COVID-19 Biz Interruption Suits - Robert Chesler, Nicholas Insua, John Lacey, Jr. - Law 360 5/20/2020
Breaking Down Business Interruption: How Insurance Can and Cannot Mitigate Coronavirus Losses - Finley Harckham - Risk and Insurance (March 2020) 3/17/2020

Startup Survival

How to Survive the Coronavirus and Keep Your Startup Alive - Preston Byrne - Coindesk.com (March 2020) 3/11/2020

Video

Habitat LIVE: Will our co-op/condo insurance cover a loss of income due to Covid19? - Allen R. Wolff - YouTube (March 2020) 3/28/2020
The Role of Insurance in Virus Fallout - Finley Harckham - Bloomberg (February 2020) 2/21/2020

Quoted Items

Firms shouldn't rely on enforceability of COVID-19 waivers: Experts - Jeremy Deutsch - Business Insurance 6/30/2020
Rioting Plus COVID-19 Equals Complex Business Interruption Claims - Robert M. Horkovich and Pamela D. Hans - Risk & Insurance 6/02/2020
Cyber Insurance Demand Heats Up As COVID-19 Hacks Rise - Joshua Gold - Law 360 5/14/2020
Scams, Schemes and Crypto Privacy, Feat. Preston Byrne - Preston Byrne - Coindesk 5/09/2020
Stablecoins Provide Cover as Global Risks and Uncertainty Quake - Preston Byrne - Cointelegraph 4/30/2020
Have precedents been set; could COVID-19 be considered physical damage? - Rhonda D. Orin, Daniel J Healy, Stephen D. Palley - Advisen (April 2020) 4/23/2020
In Novel Case, Insurer Sues Own Law Firm After Data Breach - Joshua Gold - Law360 (April 2020) 4/13/2020
4 Coronavirus Developments Insurance Lawyers Should Know - Nicholas Insua - Law360 (March 2020) 3/20/2020
Coronavirus coverage tied to physical damage definition: Experts - Finley Harckham - Risk Management (March 2020) 3/16/2020

Webinars

AK Webinar - Point/Counterpoint Debate on the Merits of the Business Judgment Rule Webinar
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
Levandusky Decision Highlights: Page 1 - Page 2 - Page 3 - Page 4 - Page 5
7/9/2020
Legal, Claims and Continuity Perspectives on COVID-19 Business Interruption Webinar
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
6/25/2020
Annual Meetings - Pros and Cons of the Virtual Meetings, What Buildings are now doing - Quorum / Electronic Voting
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
6/23/2020
Anderson Kill's 18th Annual D&O Webinar Presents "Pandemic Impacts on Claims and Markets" Webinar
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
6/11/2020
Anderson Kill Webinar - Key Issues in Coop/Condo Insurance Coverage for COVID-19 Risks
Download links: Slide deck
6/10/2020
Anderson Kill Webinar - Perspectives On COVID-19 Insurance Coverage: A Point/Counterpoint Debate
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
6/9/2020
Repairs, Renovations, Façade and 9th Cycle FISP Issues – What is Essential and What Isn’t: The Ins and Outs of Doing Work in a Co-op and Condo in the Age of COVID-19 and How To Adequately Plan For The New 9th Cycle Rules
Download links: Slide deck
5/19/2020
Insurance Coverage and Claims Preparation Resulting from COVID-19 (May 15, 2020)
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
5/15/2020
Commercial and Residential Arrears Issues in Co-ops and Condos in the COVID-19 Era (May 14, 2020)
Download links: Slide deck
5/14/2020
Anderson Kill Webinar: Owners, Developers, Builders and Contractors: Insurance Coverage for COVID-19 Losses
Download links: Slide deck
4/10/2020
Anderson Kill Webinar: Insurance Coverage for Losses Stemming from the Coronavirus
Download links: Slide deck
4/8/2020
Anderson Kill Webinar: Insurance Coverage for Losses Stemming from the Coronavirus
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
4/1/2020
Anderson Kill Webinar: Insurance Coverage for Losses Stemming from the Coronavirus
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
3/26/2020
Anderson Kill Webinar: Insurance Coverage for Losses Stemming from the Coronavirus
Download links: Slide deck , CLE Affirmation Form , Evaluation Form
3/25/2020