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Policyholder Advisor & Alert
In this Issue:
Utilizing AI-Driven Predictive Loss Prevention in Retail: The Benefits and the Risks
By Difie Osborne and Jamie O'Neill
Artificial intelligence tools originally developed for predictive policing have found new life in retail and hospitality loss prevention. Predictive policing systems are traditionally used to forecast crimes across geographic areas. Now, retailers have begun to deploy computer-vision systems, facial recognition, and behavioral analytics to identify [...]
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PFAS in Cosmetics and Personal Care Products - CGL Considerations
By Difie Osborne and Maya Neski
Commercial General Liability insurance policy forms were developed decades ago to address commonplace risks such as bodily injury and property damage. However, the broad language of CGL policies may be tested in the context of addressing novel claims and risks. One category of emerging claims is PFAS litigation. PFAS, a class of man-made [...]
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Insurance Companies Cannot "Check Out": Courts Reject Insurance Companies' Efforts to Avoid TVPRA Defense Obligations
By Dennis J. Nolan, Regan E. Samson, and Kennedy Aldrich
The surge in litigation against hotels under the Trafficking Victims Protection Reauthorization Act, 18 U.S.C. § 1591 et seq. ("TVPRA") has been accompanied by insurance companies' efforts to sidestep coverage for these claims (according to the Human Trafficking Legal Center, over 80% of filed cases involved hotels and the hospitality industry) [...]
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Arbitration: Cost-Saver or Star Chamber?
By Rhonda D. Orin
One of the most frequently-asked questions from in-house counsel is what we really think of arbitration. Is it actually an efficient and frugal alternative to the cumbersome litigation process, as it is marketed? Or is it a star chamber, where legal disputes are decided without the protections of the legal system, in secret and without [...]
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